1st Advantage FCU Checking — $200

$200
verified today

Open a qualifying checking account with code CHECKING200. Within 60 days enroll in eStatements, set up a recurring direct deposit, and spend $200+ on the debit card. Bonus is credited 60 to 90 days after opening. Keep the account open 90 days.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open Preferred, Premier, or Free Advantage Checking with promo code CHECKING200.
  2. 2.
    Enroll in eStatements and set up a recurring monthly direct deposit within 60 days.(within 60 days of account opening)
  3. 3.
    Spend $200 or more with the 1st Advantage Debit Mastercard within 60 days of opening.(within 60 days of account opening)
  4. 4.
    Keep the account open and in good standing for 90 days to avoid a $15 early closing fee.(within 90 days of account opening)

The details

Monthly feeNone
Time to complete60 days from account opening
Bonus payout~90 days
Direct depositRequired
ACH counts as DD?Unknown
AvailabilityNC, VA
Promo codeCHECKING200 (1st Advantage offer page)
Eligibility: Credit union membership required, field of membership covers select Virginia counties and cities plus two North Carolina counties. Must not currently have a 1st Advantage checking account. Employees ineligible.

Notes: Public bank page with no end date shown. DoC 10/29/25 update said the offer had become targeted, but the bank's public page currently advertises it openly with a promo code. Same offer also appears on the /newmover/ page. Monthly fee not stated.

Read the bank's official terms and fine print →