How we make money

Short version: some banks pay us a commission when you open an account through our link. That's the entire business model. It costs you nothing, it never changes the bonus you get, and it never changes what we list or how we rank it.

How it works

When you click "view offer," you go to the bank's official promotion page. For some banks, that link is an affiliate link — if you open and fund an account, the bank (via an affiliate network) pays us a referral fee. For other banks, no program exists and we earn nothing. The listing looks identical either way, on purpose.

What we promise

• Ranking is never for sale. Offers sort by bonus amount by default — paid or not.
• We list offers that pay us nothing, whenever they're worth your time.
• The bonus is the bank's, not ours. You get the same deal going direct.
• We link official terms on every listing so you can verify everything yourself.
• We don't sell your personal data. See the privacy policy.

Why tell you this?

Partly because the FTC requires disclosure — but mostly because this site only works if you trust the data. Our long-term bet is that accurate, fresh, standardized bonus information is worth more than squeezing any single click. How we verify that data is covered in our methodology.

The tracker is free

Creating an account and tracking bonuses costs nothing. If we ever add a paid tier, the directory and the core tracker stay free.