ACNB Bank Personal Checking — $200/$400/$600

$600
verified todayends Nov 30, 2026

Open a new ACNB personal checking account with code HARVEST26 between 9/8/26 and 11/30/26, set up online banking and eDocuments. Each statement cycle make 10 debit purchases of $20+ to different payees and keep a $2,500 average balance for three cycles. Monthly direct deposits of $2,000, $4,000 or $6,000+ earn $200, $400 or $600.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new Basic, Advantage Rewards or Advantage Rewards Plus checking account with code HARVEST26 by 11/30/26, set up online banking and enroll in eDocuments.(within 90 days of account opening)
  2. 2.
    Make 10 debit card purchases of $20 or more to different payees each statement cycle.(within 90 days of account opening)
  3. 3.
    Maintain a $2,500 minimum average monthly balance for three full consecutive statement cycles.(within 90 days of account opening)
  4. 4.
    Receive payroll, Social Security or retirement direct deposits of $2,000, $4,000 or $6,000+ per month over three consecutive statement cycles.(within 90 days of account opening)

Bonus tiers

$200 for $2,000 per month in direct deposits$200
$400 for $4,000 per month in direct deposits$400
$600 for $6,000 or more per month in direct deposits$600

The details

Monthly feeNone
Time to complete90 days from account opening
Direct depositRequired — $2,000+
ACH counts as DD?Unknown
AvailabilityMD, PA
Promo codeHARVEST26 (ACNB official offer page acnb.com/PumpkinSpice)
Eligibility: PA and MD (ACNB and Traditions Bank footprint). Not available to existing ACNB or Traditions personal checking customers or anyone who closed one in the last 12 months. One gift per account and per household. Employees excluded.

Notes: Basic Checking has no monthly fee. Advantage Rewards Plus is $9.95 waivable with $2,500 balance per DoC. $30 early closure fee within 180 days per DoC. Cash gift deposited after requirements verified. Branch visit may be required even when opening online.

Read the bank's official terms and fine print →