Addition Financial Checking — $200/$300/$400

$400
verified today

Open new savings plus Free ($200), Classic ($300), or Benefits ($400) checking on the same day with the matching code. Receive payroll, pension, or government benefit direct deposits of $1,000/month ($2,000/month for Benefits) for three consecutive months within 90 days. No debit transactions required. Bonus paid within 30 days after day 90.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new savings and a Free, Classic, or Benefits checking account on the same day.
  2. 2.
    Use the promo code matching the checking account chosen.
  3. 3.
    Receive recurring direct deposits of $1,000 per month (Free or Classic) or $2,000 per month (Benefits) for three consecutive months within the first 90 days.(within 90 days of account opening)
  4. 4.
    Keep the account open at least 90 days, bonus paid within 30 days after.

Bonus tiers

Free Checking (code FREE200) with $1,000/month direct deposit for 3 consecutive months$200
Classic Checking (code CLASSIC300) with $1,000/month direct deposit for 3 consecutive months$300
Benefits Checking (code BENEFITS400) with $2,000/month direct deposit for 3 consecutive months$400

The details

Monthly fee$15 (waivable)
Time to complete90 days from account opening
Bonus payout~120 days
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityFL, GA
Promo codeBENEFITS400 (Addition Financial offer page (FREE200 for Free Checking, CLASSIC300 for Classic, BENEFITS400 for Benefits))
Eligibility: Must reside in Florida or Georgia and qualify for Addition Financial membership (field-of-membership counties). One promotional offer per individual, not combinable with other promotions.

Notes: No end date on bank page. Classic fee $5 and Benefits fee $15, each waived with the required direct deposits. Only payroll, pension, and government benefit direct deposits count.

Read the bank's official terms and fine print →