Bank of America Business Checking — $400/$750

$750
verified today

Open a Business Advantage Fundamentals or Relationship account online through the offer page by 12/31/2026. Deposit new money within 30 days and keep it from day 31 through day 90: $5,000 earns $400, $15,000 earns $750. Paid within 60 days.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a BofA business checking account
  2. 2.
    Deposit $5,000/$15,000 and maintain from day 31 to 90(within 90 days of account opening)

Bonus tiers

$5,000 maintained days 31–90$400
$15,000 maintained days 31–90$750

The details

Minimum deposit to open$5,000
Monthly feeNone
Time to complete90 days from account opening
Bonus payout~60 days
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityNationwide
Promo codeSMACIS (shown in link)
Eligibility: Not eligible if you were an owner or signer on a Business Advantage account in the last 12 months.

Notes: Fundamentals has no monthly fee for the first 12 months, then $16 (waivable).

Read the bank's official terms and fine print →