Banner Bank Personal Checking + Savings — $250/$400/$800

$800
verified todayends Nov 30, 2026

Open a new personal checking and/or savings account with promo code 2026EM by 11/30/2026. Checking pays $250 for $2,500 or $400 for $5,000 in direct deposits within 60 days, and savings pays $250 for $5,000 or $400 for $25,000 (High Yield Relationship Savings) in new money within 60 days. Balances must then be held for 90 more days, and the bonus posts within 30 days after.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new personal checking and/or savings account online or in a branch with promo code 2026EM by 11/30/2026.
  2. 2.
    For checking, receive $2,500 ($250 bonus) or $5,000 ($400 bonus) in direct deposits within 60 days.(within 60 days of account opening)
  3. 3.
    For savings, deposit $5,000 ($250 bonus) or $25,000 into High Yield Relationship Savings ($400 bonus) of new money within 60 days.(within 60 days of account opening)
  4. 4.
    Maintain the qualifying balance for an additional 90 days.(within 150 days of account opening)

Bonus tiers

Checking with $2,500 in direct deposits within 60 days, held 90 days$250
Savings or Money Market with $5,000 new money, held 90 days$250
Checking with $5,000 in direct deposits within 60 days, held 90 days$400
High Yield Relationship Savings with $25,000 new money, held 90 days$400
Top checking tier plus top savings tier combined$800

The details

Minimum deposit to open$50
Monthly fee$4 (waivable)
Time to complete150 days from account opening
Bonus payout~30 days
Direct depositRequired — $2,500+
ACH counts as DD?Unknown
AvailabilityCA, ID, OR, WA
Promo code2026EM (Banner Bank official offer page)
Eligibility: Residents of OR, WA, CA and ID only. Checking bonus requires no existing Banner personal checking account and savings bonus requires no existing personal savings or money market account. Not available if an account was closed within the last 2 years. Limit one checking and one savings bonus every 2 years.

Notes: Offer changed from the earlier $250/$500 version. Promo code is now 2026EM and the offer runs to 11/30/2026. Connected Checking is $4 per month, waived with $500 monthly direct deposit or minimum daily balance. High Yield Relationship Savings $400 tier requires $25,000 new money plus a Banner checking account. Direct deposit must be payroll, pension or government benefits.

Read the bank's official terms and fine print →