BOK Financial

BOK Financial Access/Premier Checking + Savings — $450/$750/$950

$950
verified today

Open Access Checking ($450) or Premier Checking ($750) with promo code SUMMIT. Receive $3,000 (Access) or $8,000 (Premier) in qualifying direct deposits within 90 days. Optionally add a Personal Savings account for $200 more by depositing $10,000 in new money within 30 days and keeping at least $10,000 from day 31 through day 90. Bonus is credited within 30 days after the 90-day evaluation.

Open this offer at BOK Financial →

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open Access or Premier Checking online using promo code SUMMIT.
  2. 2.
    Receive at least $3,000 (Access) or $8,000 (Premier) in aggregate qualifying direct deposits within 90 days of opening.(within 90 days of account opening)
  3. 3.
    Optional savings bonus: deposit $10,000 in new funds into Personal Savings within 30 days and keep the balance at or above $10,000 from day 31 to day 90.(within 90 days of account opening)
  4. 4.
    Keep the account open and in good standing until the bonus is paid within 30 days after day 90.

Bonus tiers

Access Checking with $3,000 in direct deposits in 90 days$450
Premier Checking with $8,000 in direct deposits in 90 days$750
Premier Checking ($750) plus Personal Savings ($200) with $10,000 new money held days 31 to 90$950

The details

Minimum deposit to open$50
Monthly feeNone
Time to complete90 days from account opening
Bonus payout~30 days
Direct depositRequired — $3,000+
ACH counts as DD?Unknown
AvailabilityCO
Promo codeSUMMIT (bank offer page)
Eligibility: Primary physical address must be in Colorado. New customers only. Not available to current primary or secondary holders of a BOKF checking or Personal Savings account, or anyone who closed one in the past 180 days. One bonus per customer. BOK Financial employees excluded.

Notes: Page metadata still says Offer ends February 28, 2026, but disclosures say expires December 31, 2026. Access Checking has no monthly fee with online statements. Premier has a $25 monthly fee waived with $25,000 linked deposits or $50,000 combined balances (first two cycles waived). $3 paper statement fee. Savings bonus requires opening with Access or Premier checking. Bonus reported on 1099-INT.

Read the bank's official terms and fine print →