Carolina Trust FCU Rewards+ Checking — $300
Open a new Rewards+ Checking account between 2025-08-01 and 2026-12-31. In each calendar month of the 90-day qualification period, enroll in e-statements, log in to digital banking, and meet two of three activities - $1,000+ in qualifying direct deposits, 12+ posted debit card purchases, or an active Carolina Trust personal loan of $10,000+ or mortgage. Bonus credited within 30 days after the qualification period ends. Account must stay open and in good standing through payout.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open a new Rewards+ Checking account by 2026-12-31
- 2.Enroll in e-statements and log in to digital banking each month of the qualification period(within 90 days of account opening)
- 3.Each month, receive $1,000+ in qualifying direct deposits (one of the two-of-three activities)(within 90 days of account opening)
- 4.Each month, complete 12+ posted debit card purchases (or hold a $10,000+ Carolina Trust loan or mortgage instead of one activity)(within 90 days of account opening)
The details
Notes: Monthly requirement is two of three activities (direct deposit $1,000+, 12 debit purchases, or a $10,000+ loan or mortgage), so the DD and debit flags reflect the typical path. $5.95 monthly fee applies only when qualifications are not met and is waived the first two statement cycles and for ages 18-24. Account earns 2.00% APY up to $10,000 when qualified.