Chase Total Checking — $400
$400
verified today
Open a new Chase Total Checking account through the offer page by 01/27/2027 and receive $1,000+ in direct deposits (paycheck, pension or government benefits) within 90 days of enrolling in the offer. Bonus posts within 15 days. One checking bonus every two years.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open a new Chase Total Checking account through the offer page
- 2.Receive $1,000+ in qualifying direct deposits within 90 days(within 90 days of offer enrollment)
- 3.Keep the account open for 6 months to avoid losing the bonus(within 180 days of offer enrollment)
The details
Minimum deposit to open$0
Monthly fee$15 (waivable)
Fee waiver$500+ in electronic deposits, OR $1,500 beginning-day balance, OR $5,000 average balance across linked accounts, OR a linked qualifying checking account
Time to complete90 days from offer enrollment
Bonus payout~15 days
Keep account open180 days
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityNationwide
Eligibility: Not available to current Chase checking customers, those who closed an account within 90 days or with a negative balance in the last 3 years, or anyone who received a Chase checking bonus in the last 2 years.