Citi Checking — $500/$1,500 (deposit-based)
$1,500
Open a new Citi checking account, deposit new-to-Citi funds within 45 days, and keep the balance for another 45 days: $30,000 earns $500, $200,000 earns $1,500. No direct deposit required.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open a Citi account via the tiered offer page
- 2.Deposit new-to-Citi funds; tier determines bonus up to $2,000
Bonus tiers
Deposit and keep $30,000 in new money for the hold period to earn $500$500
Deposit and keep $200,000 in new money for the hold period to earn $1,500$1,500
The details
Monthly feeNone
Time to complete90 days from account opening
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityNationwide
Notes: Updated 2026-10-20 from Doctor of Credit because the Citi page would not load for checking. The old up-to-$2,000 tiered offer was replaced by these two tiers. Confirm on the bank page.