Citizens Checking + Savings — up to $3,000
$3,000
verified todayends Nov 15, 2026
Open a new eligible checking and savings account on the same day between 10/01/2026 and 11/15/2026. Checking: $1,000+ in direct deposits each month plus debit card fuel purchases earns $50/month ($600, One Deposit) or $100/month ($1,200, Quest). Savings: deposit $15,000+ in new money within 10 business days and keep the balance: $15,000 earns $50/month ($600), $40,000 earns $150/month ($1,800). Paid monthly for up to 12 months.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open a new checking and savings account on the same day by 11/15/2026
- 2.Receive $1,000+ in direct deposits to checking each month
- 3.Deposit $15,000+ in new money to savings within 10 business days and keep it(within 14 days of account opening)
Bonus tiers
Savings: keep $15,000-$39,999 to earn $50/month, up to $600$600
Quest checking: $1,000+ monthly direct deposits earn $100/month, up to $1,200$1,200
Top tiers combined: $40,000+ savings ($1,800) plus Quest checking ($1,200)$3,000
The details
Minimum deposit to open$0
Monthly feeNone
Time to complete365 days from account opening
Bonus payout~30 days (installments)
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityCT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
Eligibility: Primary signer cannot have been a signer on another Citizens checking account in the past 6 months. Current and former Citizens savings owners are allowed. One consumer offer per customer.
Notes: Monthly bonuses paid on the last day of the month after each qualifying month, labeled Promo Bonus.