Columbia Bank (NJ)

Columbia Bank Advantage Plus Checking — $250/$500

$500
verified today

Open Advantage Plus Checking. Earn $500 by receiving at least $2,000 in ACH credits within 60 days. A separate Balance Build offer pays $250 for $5,000 or $500 for $10,000 of new money deposited within 15 days and held for 120 more days. The $10 monthly fee is waived with direct deposits over $1,000, three bill payments or ACH debits per cycle, or owner age 22 or under.

Open this offer at Columbia Bank (NJ) →

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new Columbia Bank Advantage Plus Checking account.
  2. 2.
    For the $500 cash bonus, have ACH credits totaling at least $2,000 post within 60 days of opening.(within 60 days of account opening)
  3. 3.
    For the Balance Build offer, deposit $5,000 ($250) or $10,000 ($500) in new money within 15 days and keep it there for an additional 120 days.(within 15 days of account opening)

Bonus tiers

Balance Build Offer: $250 for $5,000 new money deposited within 15 days and held 120 days$250
New Account Cash Bonus: $500 for ACH credits totaling $2,000 or more within 60 days$500
Balance Build Offer: $500 for $10,000 or more new money deposited within 15 days and held 120 days$500

The details

Monthly fee$10 (waivable)
Time to complete60 days from account opening
Bonus payout~120 days
Direct depositRequired — $2,000+
ACH counts as DD?Unknown
AvailabilityNJ
Eligibility: New Jersey offer. One bonus per account and customer. Customers who previously received any new account bonus from Columbia Bank are not eligible. Internal transfers do not count as ACH credits.

Notes: The bank page shows two separate checking offers, a $500 direct deposit bonus and a $250/$500 Balance Build bonus. The page does not say whether they stack, so bonus_amount_cents uses the single-offer maximum of $500. The DoC-reported $500 savings bonus was not on this page and is not included. No end date is shown. The NJ restriction comes from DoC (live or work in NJ).

Read the bank's official terms and fine print →