Commerce Bank

Commerce Bank Personal Checking — $1,000

$1,000
verified todayends Oct 27, 2026

Open a Commerce Free, Interest or Relationship checking account between 2026-08-28 and 2026-10-27 with promo code 1000DMD826. Receive total qualifying direct deposits of $10,000 or more per month for 2 consecutive months by 2027-02-01. Qualifying deposits are recurring electronic payroll, pension or government benefit deposits. Zelle and other P2P transfers do not count. The bonus is paid on or before 2027-03-01 if the account is open.

Open this offer at Commerce Bank →

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Use promo code 1000DMD826 when opening a Free, Interest or Relationship checking account by 2026-10-27
  2. 2.
    Receive $10,000 or more in qualifying direct deposits per month for 2 consecutive months by 2027-02-01(within 97 days of account opening)
  3. 3.
    Keep the account open until the bonus posts on or before 2027-03-01

The details

Monthly feeNone
Time to complete97 days from account opening
Bonus payout~28 days
Direct depositRequired — $10,000+
ACH counts as DD?Unknown
AvailabilityCO, IL, KS, MO, OK
Promo code1000DMD826 (Official Commerce Bank offer page)
Eligibility: New personal checking customers only. Not eligible if you owned a Commerce checking account or received a Commerce checking bonus in the past 12 months. One offer per household. Cannot be combined with other checking offers. The page does not list states. The states come from Commerce Bank's branch footprint (MO, KS, IL, OK, CO).

Notes: The page presents this as a public offer with an Apply now button. It does not say the offer is targeted (only the Savings Accelerator feature is invitation-only). The completion deadline is a fixed date, 2027-02-01, which is 97 days after the last open date. The Free checking account has no monthly fee. Interest checking costs $12 and Relationship checking costs $22, both waived for the first 60 days. The bonus is reported as interest. It closes in 6 days.

Read the bank's official terms and fine print →