CommunityAmerica CU Cashback Free Checking — $540

$540

verified today

Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code CASH600. Each month, enroll in eStatements and either receive a $250+ direct deposit with 15 debit purchases or make 25 debit purchases. Earn 9% bonus cash back on debit purchases up to $45 per month for 12 months, plus 1% standard cash back, for up to $600 total.

Open this offer at CommunityAmerica Credit Union →

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

1.
Open a new Cashback Free Checking or Chiefs Checking account with promo code CASH600 by 12/31/2026.
2.
Enroll in eStatements.
3.
Each month, make 25 posted point-of-sale debit purchases, or 15 debit purchases plus one direct deposit of $250 or more.
4.
Earn 9% bonus cash back on debit purchases, up to $45 per month for 12 months, which takes about $500 of monthly debit spend to max out.

The details

Monthly feeNone

Time to complete365 days from account opening

Bonus payout~30 days (installments)

Direct depositNot required

ACH counts as DD?Unknown

AvailabilityAR, CA, IL, MO, NV, TN, TX

Promo codeCASH600 (official bank offer page)

Eligibility: Must live in an eligible DMA (St. Louis MO-IL, Fort Smith-Fayetteville-Springdale-Rogers AR, Los Angeles CA, San Francisco-Oakland CA, Las Vegas NV, Dallas-Ft. Worth TX, Chattanooga TN) or belong to a Select Employer Group. Not eligible if you owned a CommunityAmerica personal checking account in the past 12 months. One qualifying account per member.

Notes: The $600 headline includes 1% standard cashback (up to $60). The bonus portion is 9% up to $45 per month for 12 months ($540 max), which needs about $6,000 in total debit spend. Bonus credits post up to 30 days after each qualifying month and may be reported on 1099-MISC. No monthly fee and no minimum balance.

Read the bank's official terms and fine print →