Credit Union One Cash Back Checking — $200

$200
verified today

Open a new Cash Back Checking account at a Credit Union ONE branch. Per the DoC write-up, set up and receive a direct deposit, enroll in Digital Banking, keep an active Mastercard debit card, and keep the account open 90 days. The $200 is paid as Debit Card Rewards points that can be redeemed as cash to checking or savings.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new Cash Back Checking account in a Credit Union ONE branch.
  2. 2.
    Set up and receive a direct deposit into the new account (per DoC, amount not stated on the bank page).
  3. 3.
    Register for Digital Banking and keep an active Mastercard debit card.
  4. 4.
    Keep the account open for 90 days.(within 90 days of account opening)

The details

Monthly fee$6 (waivable)
Time to complete90 days from account opening
Direct depositRequired
ACH counts as DD?Unknown
AvailabilityMI
Eligibility: New Cash Back Checking accounts opened at a Credit Union ONE branch in Michigan. Membership requires living, working, worshipping or attending school in Michigan. Joint account owners are not eligible.

Notes: The bank homepage and checking page advertise the offer as of 2026-10-21 with no end date. The bonus is paid as Debit Card Rewards points that are redeemable for cash. The detailed requirements (direct deposit, Digital Banking, 90 days open) come from the DoC post because the bank page refers to a separate Checking Rewards terms page. The $6 monthly fee is waived with a $500 average balance, any incoming automatic deposit, 15 qualifying transactions, or for members under 25 or over 64.

Read the bank's official terms and fine print →