E*TRADE Max-Rate Checking — $400
$400
verified today
Open a new Max-Rate Checking account with promo code MAXRATE26 by January 10, 2027. Within 90 days, receive two recurring ACH direct deposits of $1,500 or more each, such as payroll, pension or government benefits. The $400 bonus posts on or about day 120 after opening.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open a new individual or joint Max-Rate Checking account by 1/10/2027 using promo code MAXRATE26.
- 2.Fund the account within 90 days of opening so it stays open.(within 90 days of account opening)
- 3.Receive at least two qualifying recurring direct deposits of $1,500 or more each within 90 days of opening.(within 90 days of account opening)
- 4.Keep the account open and in good standing until the bonus posts, around day 120.(within 120 days of account opening)
The details
Minimum deposit to open$0
Monthly feeNone
Time to complete90 days from account opening
Bonus payout~120 days
Direct depositRequired — $1,500+
ACH counts as DD?Unknown
AvailabilityNationwide
Promo codeMAXRATE26 (Official E*TRADE offer page (code distributed via authorized affiliate marketing partners))
Eligibility: U.S. residents only. Not available to anyone who owned or co-owned an E*TRADE Checking or Max-Rate Checking account in the prior 12 months. For joint accounts, only the primary holder is eligible. Only one checking offer at a time. Wires, mobile deposits, P2P transfers, Zelle, internal transfers and transfers from E*TRADE do not count as direct deposits.
Notes: A separate product from the E*TRADE Premium Savings offer already in the catalog. The page says no monthly fees and no minimum balance. The APY is up to 2.00% on balances of $10,000 or more. The bonus is reported on a 1099.