First Commonwealth Bank Checking — $200/$400

$400
verified todayends Nov 30, 2026

Open any personal checking account with code FCB400 and make 10 debit card purchases within 60 days for $200. Open Hometown Checking Plus or Premium, do the 10 purchases and deposit $2,000+ of new money within 60 days for $400. Direct deposit is not required.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new personal checking account with promo code FCB400 by 11/30/2026.
  2. 2.
    Make 10 or more qualifying debit card purchases that post within 60 days for $200.(within 60 days of account opening)
  3. 3.
    For $400, open Hometown Checking Plus or Premium and make $2,000+ in new-money deposits within 60 days.(within 60 days of account opening)

Bonus tiers

Any personal checking with 10+ debit purchases$200
Hometown Checking Plus/Premium with 10+ debit purchases and $2,000+ deposits$400

The details

Monthly fee$10 (waivable)
Time to complete60 days from account opening
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityIN, KY, OH, PA, WV
Promo codeFCB400 (bank_page)
Eligibility: Residents of PA, OH, IN, KY or WV. Online opening limited to PA, OH and select KY zip codes. Not eligible if any owner had a prior First Commonwealth personal checking account or received a checking promotional credit in the past 12 months.

Notes: Monthly fee shown is Hometown Checking Plus ($10, waived with $1,000 monthly deposits or $5,000 relationship balance). Premium is $15. Accounts opened 10/1-11/30/2026 get credit by 2/16/2027.

Read the bank's official terms and fine print →