Four Leaf FCU Checking — $550

$550
verified today

Open Free, Smart or Student Checking by 12/31/2026 and receive a recurring payroll, pension or government direct deposit of $500+ within 90 days for $350. Earn $100 more after 12 consecutive months of direct deposits and another $100 after 24 months ($550 total).

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Join Four Leaf FCU and open checking
  2. 2.
    Receive direct deposit of $500+

The details

Monthly feeNone
Time to complete90 days from account opening
Bonus payout~60 days (installments)
Direct depositRequired — $500+
ACH counts as DD?Unknown
AvailabilityNationwide

Notes: Paid in three installments: $350, then $100 at 12 months and $100 at 24 months of continued direct deposit. Reported to be very ChexSystems-sensitive.

Read the bank's official terms and fine print →