iTHINK Financial Checking — $125/$225/$350/$400

$400
verified today

Join iTHINK Financial and open a checking account with promo code EARN500 to get $50. Get $1,000 in direct deposits within 90 days for another $75. Earn an additional $100, $225 or $275 based on your highest 90-day average daily balance ($1,500, $10,000 or $20,000).

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new membership and checking account using promo code EARN500 and fund it the same day to earn $50.0
  2. 2.
    Receive at least $1,000 in qualifying direct deposits within 90 days to earn $75.(within 90 days of account opening)
  3. 3.
    Optionally hold a 90-day average daily balance of $1,500, $10,000 or $20,000 to earn an extra $100, $225 or $275.(within 90 days of account opening)

Bonus tiers

$50 at opening plus $75 for $1,000 direct deposit$125
$125 base plus $100 for $1,500+ 90-day average balance$225
$125 base plus $225 for $10,000+ 90-day average balance$350
$125 base plus $275 for $20,000+ 90-day average balance$400

The details

Minimum deposit to open$5
Monthly feeNone
Time to complete90 days from account opening
Bonus payout~120 days (installments)
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityFL, GA
Promo codeEARN500 (bank_page)
Eligibility: New iTHINK Financial members only, age 18+, within the credit union's field of membership in select Florida and Georgia counties (counties are not listed on the promo page). One bonus per membership, not combinable with other offers.

Notes: Bank page advertises 'up to $500' which includes a 10,000-point ($100) credit card bonus, excluded here. Page footnotes conflict on DD window (90 vs 60 days). DoC says MyWallet checking has no monthly fee but the bank page does not state fees. Cash bonuses paid within 90-120 days of joining.

Read the bank's official terms and fine print →