KeyBank Checking — $300/$500

$500
verified today

Open online by 12/11/2026. Key Smart Checking (code KDMA0526) pays $300 for $2,000+ in ACH direct deposits within 90 days. Key Select Checking (code KDMB0526) pays $500 for $5,000+ within 90 days. Paid within 60 days.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a Key Smart Checking account online
  2. 2.
    Receive $2,000+ ($300) or $5,000+ ($500) in ACH direct deposits within 90 days(within 90 days of account opening)

Bonus tiers

Key Smart Checking: $2,000+ in direct deposits within 90 days earns $300$300
Key Select Checking: $5,000+ in direct deposits within 90 days earns $500$500

The details

Monthly feeNone
Time to complete90 days from account opening
Bonus payout~60 days
Direct depositRequired — $2,000+
ACH counts as DD?Unknown
AvailabilityAK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Promo codeKDMA0526 / KDMB0526 (shown on offer page)
Eligibility: Not eligible if you were a primary owner of a KeyBank personal checking account in the last 12 months. Geographic restrictions apply.

Notes: Key Smart has no monthly fee. Key Select is $25/month after 3 months unless you keep $15,000 combined or $3,000 monthly direct deposits.

Read the bank's official terms and fine print →