Middlesex Savings Bank Freedom Checking — $250/$350

$350
verified today

Open a new Middlesex Freedom checking account with the promo code by December 31, 2026 and enroll in e-Statements. Within 90 days, receive two or more payroll or government direct deposits of $500 or more each and make at least eight debit card purchases totaling $100. Freedom Gold or Platinum pays $350, Freedom Blue pays $250, credited 90 days after opening.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new Freedom Gold or Freedom Platinum checking account with promo code MSB350 (or Freedom Blue with MSB250 for $250) by December 31, 2026.
  2. 2.
    Enroll in e-Statements.
  3. 3.
    Receive two or more qualifying payroll or government direct deposits of $500 or more each within 90 days of opening.(within 90 days of account opening)
  4. 4.
    Make at least eight debit card purchases totaling $100 within 90 days of opening, ATM transactions do not count.(within 90 days of account opening)

The details

Minimum deposit to open$1
Monthly fee$19 (waivable)
Time to complete90 days from account opening
Bonus payout~90 days
Direct depositRequired — $500+
ACH counts as DD?Unknown
AvailabilityMA
Promo codeMSB350 (Bank offer page (MSB250 for Freedom Blue $250, MSB350 for Freedom Gold or Platinum $350))
Eligibility: New personal checking customers only. Must not have had a Middlesex personal checking account, individually or jointly, in the past 365 days. One incentive per person and per account. Bank is Massachusetts based, the page does not state a formal residency restriction.

Notes: Product-dependent amount, not deposit tiers: Freedom Blue $250 (code MSB250, $0 fee), Freedom Gold $350 (code MSB350, $19 fee waived with $10,000 combined balances), Freedom Platinum $350 ($29 fee waived with $50,000). monthly_fee_cents reflects Freedom Gold. $1 minimum opening deposit. Bonus may be taxable.

Read the bank's official terms and fine print →