Monterey Credit Union Checking (Morgan Hill residents) — $200
$200
verified today
Morgan Hill residents only. Open an MCU Live Full Checking account with at least $100 or a Cash Back Checking account with at least $50, and enroll in online banking, e-statements and mobile deposit. No direct deposit is required. The $200 is paid within 14 days after these services are set up.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Join Monterey CU with a $25 membership savings account and open an MCU Live Full Checking account with at least $100 or a Cash Back Checking account with at least $50.
- 2.Enroll in online banking, e-statements and mobile deposit.
The details
Minimum deposit to open$50
Monthly feeNone
Bonus payout~14 days
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityCA
Eligibility: Morgan Hill, CA residents only, address subject to verification. You must meet Monterey CU membership eligibility and open a membership savings account with at least $25.
Notes: The $225 multi-county offer DoC described no longer appears on the bank site. The only current new-checking cash offer is this $200 promotion for Morgan Hill residents, available since 9/15/2026 with no end date. Both checking accounts have no monthly fee. min_deposit_cents reflects the Cash Back Checking option ($50).