M&T Business Checking — $300-$1,500
$1,500
verified todayends Nov 30, 2026
Open a Business Essential, Plus or Premium Checking account with promo code BD between 10/01/2026 and 11/30/2026. The bonus is based on the average ledger balance in the third full month after opening: $5,000 earns $300, $15,000 earns $500, $30,000 earns $750, $100,000 earns $1,500. Credited by the end of the fourth month.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open an M&T business checking account
- 2.Meet tier deposit requirement
Bonus tiers
Average ledger balance of $5,000-$14,999 in month 3 earns $300$300
Average ledger balance of $15,000-$29,999 in month 3 earns $500$500
Average ledger balance of $30,000-$99,999 in month 3 earns $750$750
Average ledger balance of $100,000+ in month 3 earns $1,500$1,500
The details
Monthly feeNone
Time to complete120 days from account opening
Bonus payout~30 days
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityCT, DC, DE, MA, MD, NJ, NY, PA, VA, WV
Promo codeBD (applied automatically online or emailed coupon for branch)
Eligibility: Not eligible if you had a non-personal M&T checking account in the prior 90 days. One bonus per TIN. Bonus deducted if closed within 6 months.
Notes: Online opening only for single-owner businesses. LLCs, partnerships and corporations must go to a branch. No monthly fee for the first 3 months.