Navy Federal New Member — $400

$400

Join Navy Federal with promo code CHK26SRC and open Membership Savings plus a personal checking account by 12/31/2026. Set up direct deposits or qualifying transactions totaling $500+ in at least 3 of 4 consecutive months by 04/30/2027. Bonus paid by 07/30/2027.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Join Navy Federal (military/family) and open checking
  2. 2.
    Monthly $500+ ACH or payroll allotment, 3 of 4 consecutive months

The details

Monthly feeNone
Direct depositRequired — $500+
ACH counts as DD?Yes (reported)
AvailabilityNationwide
Promo codeCHK26SRC (enter when joining)
Eligibility: New members 18+ who qualify for Navy Federal membership (military, veterans, DoD, contractors and their families). Not eligible if your Membership Savings was closed in the prior 270 days.

Notes: Updated 2026-10-20 from a third-party summary because Navy Federal blocks automated page reads. Confirm on the bank page.