Neighborhood Credit Union Checking — $300

$300
verified today

Open a Cash Back or High Yield Checking account with promo code NEIGHBOR. Within 90 days, get at least $2,000 in direct deposits and make 25 or more debit card purchases of $5 or more. The account needs at least $25 when the bonus pays, and the bonus goes to your savings account within 120 days.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a Cash Back or High Yield Checking account with promo code NEIGHBOR.
  2. 2.
    Receive electronic direct deposits of paychecks, pension or government benefits totaling at least $2,000 within 90 days.(within 90 days of account opening)
  3. 3.
    Complete 25 or more debit card transactions of at least $5 each within 90 days.(within 90 days of account opening)
  4. 4.
    Keep the account open for 12 months, or the bonus may be deducted.(within 365 days of account opening)

The details

Minimum deposit to open$25
Monthly feeNone
Time to complete90 days from account opening
Bonus payout~120 days
Direct depositRequired — $2,000+
ACH counts as DD?Unknown
AvailabilityTX
Promo codeNEIGHBOR (https://www.myncu.com/bank/checking/cash-bonus)
Eligibility: New NCU members age 18 or older who are Texas residents. You are not eligible if you opened a consumer checking account in the last 6 months. Only one High Yield Checking account per household. Cannot be combined with other offers.

Notes: Opening deposit is $25 for most checking accounts and $100 for High Yield Checking. PayPal and Venmo transfers do not count as direct deposits. The bonus can be clawed back if the account is closed within 12 months. The bank page does not list a monthly fee, so check the fee schedule.

Read the bank's official terms and fine print →