Percapita Checking — $300 ($25/month)

Open a Percapita Cash Account by 12/31/2026 and spend $300+ per month on the Percapita Visa debit card, with a balance above zero and one non-fee transaction each month. Earn $25 per month for the first 12 months ($300 max). No direct deposit required.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

Notes: Updated 2026-10-20 from Doctor of Credit (6/3/26 update: extended to 12/31/2026, first 7,000 customers). The Percapita page does not render offer text for automated checks. Confirm in the app.