PNC Virtual Wallet — $100/$400

$400
verified today

Open a new Virtual Wallet by 01/07/2027 and receive qualifying direct deposits within 60 days. Standard Virtual Wallet pays $100 for $500 in direct deposits. Virtual Wallet with Performance Select pays $400 for $5,000. Reward credited 60-90 days after requirements are met.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a PNC Virtual Wallet
  2. 2.
    Receive qualifying direct deposits within 60 days ($500 for $100, $5,000 with Performance Select for $400)(within 60 days of account opening)

Bonus tiers

Virtual Wallet: $500+ in direct deposits within 60 days earns $100$100
Virtual Wallet with Performance Select: $5,000+ in direct deposits within 60 days earns $400$400

The details

Monthly feeNone
Time to complete60 days from account opening
Bonus payout~90 days
Direct depositRequired — $500+
ACH counts as DD?Unknown
AvailabilityNationwide
Eligibility: Not eligible if you have a PNC consumer checking account, closed one in the past 12 months, or received a PNC checking promotion in the past 24 months. Offer may vary by market.

Notes: The two amounts are different account products: Virtual Wallet ($7 fee, waivable) and Virtual Wallet with Performance Select ($25 fee, waivable).

Read the bank's official terms and fine print →