Santander Checking — $300/$500
$500
verified today
Open Simply Right, Select, Essential or Private Client Checking in a branch with the offer code by 12/18/2026. Within 90 days, receive at least one qualifying direct deposit and keep an average daily balance of $2,000 ($300) or $5,000 ($500). Paid within 30 days after day 90.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Receive at least one qualifying direct deposit within 90 days(within 90 days of account opening)
- 2.Keep a $2,000 or $5,000 average daily balance for the first 90 days(within 90 days of account opening)
Bonus tiers
$2,000 average daily balance plus a direct deposit within 90 days earns $300$300
$5,000 average daily balance plus a direct deposit within 90 days earns $500$500
The details
Monthly fee$10 (waivable)
Time to complete90 days from account opening
Bonus payout~30 days
Direct depositRequired
ACH counts as DD?Unknown
AvailabilityCT, DE, FL, MA, NH, NJ, NY, PA, RI
Eligibility: Not eligible if any owner has or had a Santander checking account in the prior 12 months. 18+.
Notes: Simply Right fee ($10) is waived with one qualifying transaction a month.