SoFi Checking & Savings — up to $400
$400
verified today
Open SoFi Checking & Savings and receive direct deposits within 25 days of your first qualifying deposit: $1,000-$4,999 earns $50, $5,000+ earns $400. Paid within 7 business days.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Open a SoFi Checking & Savings account
- 2.Receive $5,000+ in direct deposits within 25 days of the first deposit for the full $400(within 25 days of your first qualifying deposit)
Bonus tiers
$1,000-$4,999 in direct deposits within 25 days earns $50$50
$5,000+ in direct deposits within 25 days earns $400$400
The details
Monthly feeNone
Time to complete25 days from your first qualifying deposit
Bonus payout~7 days
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityNationwide
Eligibility: New members, or existing members who have never set up direct deposit with SoFi. One bonus per member.
Notes: Smaller tier exists for lower DD amounts. Often stackable with cashback-portal bonuses ($200–$375 extra) — do not rely on portal stack for listing. Soft pull. No fees.