Topline Financial Credit Union Totally Free Checking — $300

$300
verified today

Open a new Totally Free Checking account (with $5 membership savings and $50 opening deposit). Set up direct deposit of at least $1,000 for 3 consecutive months and enroll in eStatements. Keep the account open 6 months, and the $300 is paid to savings within about four weeks after requirements are met.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Join TopLine with a $5 Share Savings account and open Totally Free Checking with at least $50.
  2. 2.
    Receive a direct deposit of at least $1,000 in each of 3 consecutive months.
  3. 3.
    Enroll in eStatements from the account open date.
  4. 4.
    Keep the checking account open and in good standing for 6 months.(within 180 days of account opening)

The details

Minimum deposit to open$50
Monthly feeNone
Time to complete180 days from account opening
Bonus payout~28 days
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityMN
Eligibility: Minnesota credit union serving the Twin Cities area. Open to individuals with no TopLine checking relationship in the last 12 months. Membership requires a $5 Share Savings account.

Notes: DoC lists promo code TL300 but the official promotions page does not show a code, so promo_code left null. Transfers, P2P (PayPal, Venmo, Zelle), mobile, branch and ATM deposits do not count as direct deposit. Monthly fee assumed $0 based on product name Totally Free Checking. Bonus reported on 1099-MISC.

Read the bank's official terms and fine print →