Unity Bank

Unity Bank Everyday / Rewards Checking — $300/$400

$400
verified today

Open a new Everyday Checking with code 1144 for $300 or Rewards Checking with code 1145 for $400. Make four qualifying direct deposits of at least $1,500 (Everyday) or $2,500 (Rewards) each within 180 days, and keep the account open and in good standing for 180 days. The bonus is paid within 14 days of meeting the requirements.

Open this offer at Unity Bank →

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new Everyday Checking (code 1144) or Rewards Checking (code 1145) account as a new Unity Bank checking customer.
  2. 2.
    Use promo code 1144 for the $300 Everyday offer or 1145 for the $400 Rewards offer.
  3. 3.
    Make at least four qualifying direct deposits of $1,500 each (Everyday) or $2,500 each (Rewards) within 180 days of opening.(within 180 days of account opening)
  4. 4.
    Keep the account open and in good standing for 180 days.(within 180 days of account opening)

Bonus tiers

Everyday Checking (code 1144). Four direct deposits of at least $1,500 each within 180 days.$300
Rewards Checking (code 1145). Four direct deposits of at least $2,500 each within 180 days.$400

The details

Monthly fee$3 (waivable)
Time to complete180 days from account opening
Bonus payout~14 days
Direct depositRequired — $1,500+
ACH counts as DD?Unknown
AvailabilityNJ, PA
Promo code1145 (Bank checking page. Code 1145 is for Rewards Checking ($400), code 1144 is for Everyday Checking ($300).)
Eligibility: Consumer accounts only, for customers who do not currently have a Unity Bank checking account. Unity Bank has branches in New Jersey and Pennsylvania. Limit of one account-related gift incentive per person per rolling 12 months. Qualifying direct deposits are electronic paycheck, pension or government benefit deposits.

Notes: Bank page states offer valid beginning April 14, 2025 with no end date and can be withdrawn at any time. Monthly fee is $3 for Everyday (waivable with $1,000 DD, 12 POS debit transactions or $50 auto-transfer to savings) and $20 for Rewards (requires 12 POS debit transactions plus one other condition). Fees waived on Everyday for students 24 and under, seniors 65 and over, and first responders. Geographic eligibility is not stated on the bank page and the NJ/PA list is from DoC and BankBonus.

Read the bank's official terms and fine print →