U.S. Bank Business Checking — $400/$1,200

$1,200
verified today

Open a qualifying account with promo code Q4DIG26 between 09/28/2026 and 01/13/2027. Business Essentials pays $400 for a $5,000 new-money deposit within 30 days. Platinum Business Checking pays $1,200 for $25,000. Keep the balance for 60 days and complete 6 qualifying transactions within 60 days.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a U.S. Bank business checking account
  2. 2.
    Complete tier deposit requirements (verify current thresholds)

Bonus tiers

Business Essentials: deposit and keep $5,000 for 60 days to earn $400$400
Platinum Business Checking: deposit and keep $25,000 for 60 days to earn $1,200$1,200

The details

Monthly feeNone
Time to complete60 days from account opening
Bonus payout~60 days
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityNationwide
Promo codeQ4DIG26 (applied automatically via offer link)
Eligibility: Not eligible if the business has a U.S. Bank business checking account or closed one in the past 12 months.
Churning this bonus again: U.S. Bank typically requires a 12-month wait (since account closed). See U.S. Bank's rules →

Notes: Business Essentials has no monthly fee. Platinum is $30/month unless waived.

Read the bank's official terms and fine print →