Verve, A Credit Union

Verve, A Credit Union Checking — $200/$400/$600

$600
verified today

Open a Verve checking account between 7/1/2026 and 12/31/2026. Earn $200 for qualifying ACH direct deposits totaling at least $1,000 within the first two full calendar months. Earn another $200 for a $10,000 average monthly balance across qualifying deposit accounts over the first three full calendar months, and another $200 for keeping that average through 12 full calendar months.

Open this offer at Verve, A Credit Union →

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open a new Verve checking account and join with a $5 membership share by 12/31/2026.
  2. 2.
    Receive qualifying ACH direct deposits totaling at least $1,000 within the first two full calendar months for the $200 opening bonus.(within 60 days of account opening)
  3. 3.
    Keep a $10,000 average monthly balance in qualifying deposit accounts over the first three full calendar months for an additional $200.(within 90 days of account opening)
  4. 4.
    Keep the $10,000 average monthly balance through 12 full calendar months for an additional $200.(within 365 days of account opening)

Bonus tiers

$200 opening bonus for $1,000+ in ACH direct deposits in first two full calendar months$200
Additional $200 (total $400) for $10,000 average monthly balance over first three full calendar months$400
Additional $200 (total $600) for keeping $10,000 average balance through 12 full calendar months$600

The details

Minimum deposit to open$5
Monthly feeNone
Time to complete60 days from account opening
Bonus payout~30 days (installments)
Direct depositRequired — $1,000+
ACH counts as DD?Unknown
AvailabilityIL, MN, WI
Eligibility: Must be eligible for and join Verve membership (requires a $5 share in savings). Not available to anyone who had a Verve checking or membership share account in the past 18 months. One bonus offer per person. Bank page does not list states, the state list comes from DoC (WI, MN, IL).

Notes: Monthly fee depends on account: Essential Checking no fee, Premier $5 (waived with Verve credit card or $2,000 combined balance), Optimum $15 (waived with Verve credit card or $10,000 combined balance). Each bonus paid within 30 days after its qualification period ends. Window days are approximations of full calendar months. The $200 DD-only tier is easy, the full $600 requires $10k held for a year.

Read the bank's official terms and fine print →