WaterStone Bank Business Checking — up to $1,000
$1,000
verified today
Open an eligible Business Checking account by branch appointment and make 10+ transactions within 90 days. Base bonus is based on the third full statement cycle average balance: $5,000 earns $300, $25,000 earns $500, $50,000 earns $700. Add $125-$150 each for enrolling in Positive Pay within 90 days and Merchant Services within 180 days.
Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.
How to earn it
- 1.Make 10+ customer-initiated transactions within 90 days(within 90 days of account opening)
- 2.Hold $5,000+ average balance in the third full statement cycle(within 90 days of account opening)
Bonus tiers
Third-cycle average balance of $5,000-$24,499 earns $300 base$300
Third-cycle average balance of $25,000-$49,999 earns $500 base$500
Third-cycle average balance of $50,000+ earns $700 base$700
$50,000+ balance plus Positive Pay and Merchant Services add-ons earns $1,000$1,000
The details
Minimum deposit to open$100
Monthly feeNone
Time to complete180 days from account opening
Direct depositNot required
ACH counts as DD?Unknown
AvailabilityWI
Eligibility: New WaterStone business customers. Opened by appointment at a branch (Milwaukee, Waukesha and Washington counties, WI).
Notes: No end date shown and the page was last modified 03/27/2026, so confirm with the bank. All bonuses clawed back if closed within 180 days.