Wings Credit Union Checking — $300/$400/$500

$500
verified today

Open a Wings checking account and a Share Savings account ($5 minimum) together between 10/15/26 and 12/31/26 using promo code CHECKING26. Within 60 days, set up recurring payroll direct deposits totaling $3,000, $4,000 or $5,000, make 10 or more debit or credit card purchases of $5 or more, and enroll in digital banking. The bonus of $300, $400 or $500 is paid the week of 3/8/27.

Affiliate link where available — see disclosure below. Always confirm terms on the bank's page.

How to earn it

  1. 1.
    Open checking plus a Share Savings account with $5 between 10/15/26 and 12/31/26 using promo code CHECKING26.
  2. 2.
    Receive recurring qualified payroll direct deposits totaling at least $3,000 within 60 days of opening and keep direct deposit active through payout.(within 60 days of account opening)
  3. 3.
    Make 10 or more net PIN or signature purchases of $5 or more with a Wings debit or credit card within 60 days.(within 60 days of account opening)
  4. 4.
    Enroll in Wings digital banking within 60 days of opening.(within 60 days of account opening)

Bonus tiers

$3,000 in qualified payroll direct deposits within 60 days$300
$4,000 in qualified payroll direct deposits within 60 days$400
$5,000 in qualified payroll direct deposits within 60 days$500

The details

Minimum deposit to open$5
Monthly feeNone
Time to complete60 days from account opening
Direct depositRequired — $3,000+
ACH counts as DD?Unknown
AvailabilityFL, GA, MI, MN, WI
Promo codeCHECKING26 (Wings offer page (wingscu.com/checking26))
Eligibility: New members only, 18+, US residents living in an eligible Wings service-area county. MN: Aitkin, Anoka, Beltrami, Carver, Cass, Chisago, Clearwater, Crow Wing, Dakota, Dodge, Goodhue, Hennepin, Isanti, Le Sueur, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Olmsted, Pennington, Polk, Ramsey, Red Lake, Rice, Scott, Sherburne, Sibley, Stearns, Steele, Waseca, Washington, Wright. WI: Columbia, Dane, Green Lake, Outagamie, Pierce, St. Croix, Winnebago. MI: Macomb, Monroe, Oakland, Washtenaw, Wayne. FL: Brevard, Lake, Orange, Osceola, Polk, Seminole, Volusia. GA: Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Fulton, Henry. Not available to anyone with a Wings or Ent primary or savings share in the past 12 months or who previously received a new account bonus. No business, estate, trust or fiduciary accounts.

Notes: Paid on a fixed date (week of 3/8/27), not a set number of days after completion. Disputes are due by 5/7/27. Gig and self-employment income and P2P transfers do not count as direct deposit. The bank page does not state a monthly fee (DoC says none). Accounts must be funded within 21 business days.

Read the bank's official terms and fine print →