BonusCompass

Bank bonuses

Answer three questions to see what fits you.Answer now
130personal offers, out of 166 nationwide

130 offers to choose from

Sorted by fit, then bonus size. What we earn never changes the order.How we make money

First Commonwealth Bank

Checking

Easy
up to
$400
fee can be avoided
Ends Nov 30

Make 10 or more qualifying debit card purchases that post within 60 days for $200.

No paycheck needed, just 10 card purchases.

Easy
flat bonus
$400
fee can be avoided
Ends Nov 9

$400 when $1,000+ in direct deposits lands within 90 days. Paid within 30 days.

A transfer from your current bank counts.

OneAZ Credit Union

Checking

Easy
flat bonus
$375
Ends Oct 31

Make 25 debit card purchases of $5+ within 60 days

No paycheck needed, just 25 card purchases.

flat bonus
$300
no monthly fee

Deposit at least $200 total from any source within 90 days of opening.

No paycheck needed, just 10 card purchases.

Great Plains Bank

Checking

Easy
flat bonus
$300
no monthly fee

Within 90 days, receive at least $500 in direct deposits or maintain a $2,500 average balance.

No paycheck needed, just 20 card purchases.

Numerica Credit Union

Bonus Checking

Easy
flat bonus
$300

Make 12 Numerica Visa card transactions of $5 or more that settle to the account in each of two consecutive monthly cycles.

No paycheck needed, just 12 card purchases.

Walden Savings Bank

Checking

Easy
flat bonus
$300
no monthly fee

Within 90 days, receive monthly direct deposits totaling $1,000 or more, or make at least $1,000 in debit card purchases instead.

No paycheck needed.

TruWest Credit Union

Rewards Checking

Easy
flat bonus
$300
no monthly fee
Ends Oct 31

Enroll in online banking.

No paycheck needed, just 15 card purchases.

Alpena Alcona Area Credit Union

New Member Checking

Easy
flat bonus
$250

Open a debit card on the checking account

No paycheck needed.

Waukesha State Bank

Checking

Easy
flat bonus
$250

Deposit at least $100 to open the account

No paycheck needed.

Pima Federal Credit Union

Pima FCU CareFREE Plus Checking

Easy
flat bonus
$200

Deposit $1,000+ per month for two consecutive months within 90 days

No paycheck needed.

Ent Credit Union

No Strings Checking

Easy
flat bonus
$200
no monthly fee

Deposit $100 into the new checking account within 30 days of opening.

No paycheck needed.

Easy
flat bonus
$200
no monthly fee

Join Monterey CU with a $25 membership savings account and open an MCU Live Full Checking account with at least $100 or a Cash Back Checking account with at least $50.

No paycheck needed.

Vantage West Credit Union

Essential Checking

Easy
flat bonus
$200
no monthly fee

Deposit an aggregate of $1,500 in new ACH credits or direct deposits within 45 days of opening.

No paycheck needed, just 5 card purchases.

Embassy Bank for the Lehigh Valley

Embassy Bank Free Checking for LIFE

Easy
up to
$150
no monthly fee

Fund the account with a minimum opening deposit of $500 to earn $100.

No paycheck needed.

Red Canoe Credit Union

New Member Checking

Easy
flat bonus
$150

Complete 10 qualifying transactions such as ACH, check, bill pay or card purchases within 45 days of opening.

No paycheck needed, just 10 card purchases.

First Farmers Bank & Trust

Harvest Rewards Checking

Easy
flat bonus
$100
no monthly fee

Deposit $500 in new money not already on deposit with FFBT within the first 30 days.

No paycheck needed.

flat bonus
$100
no monthly fee
Ends Nov 1

Make at least 25 debit card purchases by 11/30/2026

No paycheck needed, just 25 card purchases.

Medium
up to
$475
fee can be avoided

Receive enhanced direct deposits of $1,500+

A transfer from your current bank counts.

Clearview Federal Credit Union

Clearview FCU Absolute Checking

Medium
flat bonus
$412
fee can be avoided

Make 4 debit card transactions within 60 days of account opening.

No paycheck needed, just 4 card purchases.

Navy Federal Credit Union

Navy Federal New Member

Medium
flat bonus
$400

Monthly $500+ ACH or payroll allotment, 3 of 4 consecutive months

A transfer from your current bank counts.

MariSol Federal Credit Union

Save and Match

Medium
flat bonus
$400
no monthly fee
Ends Nov 30

Deposit a total of $400 by March 31, 2027.

No paycheck needed.

North Shore Bank

Personal Checking

Medium
flat bonus
$400
Ends Nov 7

Each statement cycle, make 10 qualifying debit card transactions or receive a qualifying direct deposit to earn $40 for that month.

No paycheck needed, just 10 card purchases.

South State Bank

Checking

Not rated
flat bonus
$300
fee can be avoided

Open a South State checking account (verify full requirements)

No paycheck needed.

Medium
flat bonus
$250
no monthly fee

Use the debit card 15 or more times within 60 days

No paycheck needed, just 15 card purchases.

Element FCU

New Account

Medium
up to
$200

Open a new Element FCU account (checking) as a new member

No paycheck needed.

C&N Bank

Checking

Hard
up to
$1,000

Make 12+ transactions a month for 6 months, or receive $1,000+ in direct deposits for 3 months

No paycheck needed, just 12 card purchases.

CommunityAmerica Credit Union

CommunityAmerica CU Cashback Free Checking

Hard
flat bonus
$540
no monthly fee

Each month, make 25 posted point-of-sale debit purchases, or 15 debit purchases plus one direct deposit of $250 or more.

No paycheck needed, just 25 card purchases.

Hard
flat bonus
$400
fee can be avoided

Deposit $500 or more each month for the first three consecutive months. Direct deposit is not required.

No paycheck needed, just 15 card purchases.

Percapita

Checking

Hard
flat bonus
$300
no monthly fee

Spend $300+ per month on the debit card each month for 12 months

No paycheck needed, just a few card purchases.

Four Leaf Federal Credit Union

Four Leaf FCU Checking

Easy
flat bonus
$550

$550 when $500+ in direct deposits lands within 90 days. Paid within 60 days.

Needs a direct deposit. Check with Four Leaf Federal Credit Union whether a transfer counts.

Elevations Credit Union

Elevations CU Peak Perks Checking

Easy
flat bonus
$500
Ends Nov 30

$500 when $1,000+ in direct deposits lands within 90 days.

Needs a direct deposit. Check with Elevations Credit Union whether a transfer counts.

Easy
flat bonus
$400

$400 when $500+ in direct deposits lands within 90 days. Paid within 14 days.

Needs a direct deposit. Check with Huntington Bank whether a transfer counts.

Metro Credit Union

Checking

Easy
flat bonus
$400

Receive a recurring direct deposit at least once a month

Needs a direct deposit. Check with Metro Credit Union whether a transfer counts.

Easy
flat bonus
$400
fee can be avoided

$400 when $1,000+ in direct deposits lands within 90 days. Paid within 15 days.

Needs a direct deposit. Check with Chase whether a transfer counts.

Northwest Bank

Affinity Checking

Easy
flat bonus
$400
no monthly fee

$400 when $1,000+ in direct deposits lands within 90 days. Paid within 30 days.

Needs a direct deposit. Check with Northwest Bank whether a transfer counts.

Seacoast Bank

Checking

Easy
flat bonus
$400

$400 when $1,000+ in direct deposits lands within 90 days. Paid within 95 days.

Needs a direct deposit. Check with Seacoast Bank whether a transfer counts.

Florence Bank

Checking

Easy
flat bonus
$400
no monthly fee

$400 when $1,500+ in direct deposits lands within 90 days. Paid within 14 days.

Needs a direct deposit. Check with Florence Bank whether a transfer counts.

WECU (Whatcom Educational Credit Union)

WECU Spend Plus Checking

Easy
flat bonus
$400
fee can be avoided

$400 when $1,000+ in direct deposits lands within 60 days. Paid within 65 days.

Needs a direct deposit. Check with WECU (Whatcom Educational Credit Union) whether a transfer counts.

Easy
flat bonus
$400
no monthly fee

$400 when $1,500+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with E*TRADE whether a transfer counts.

flat bonus
$400
fee can be avoided

$400 when $1,000+ in direct deposits lands within 90 days. Paid within 60 days.

Needs a direct deposit. Check with Regions Bank whether a transfer counts.

M&T Bank

Checking

Easy
flat bonus
$400
no monthly fee
Ends Nov 2

$400 when $500+ in direct deposits lands within 90 days. Paid within 90 days.

Needs a direct deposit. Check with M&T Bank whether a transfer counts.

PeoplesBank

Free Checking

Easy
flat bonus
$350
no monthly fee
Ends Oct 26

$350 when $1,500+ in direct deposits lands within 60 days. Paid within 60 days.

Needs a direct deposit. Check with PeoplesBank whether a transfer counts.

Frontwave Credit Union

Checking + Savings

Easy
flat bonus
$350

$350 when $1,000+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with Frontwave Credit Union whether a transfer counts.

MidFirst Bank

LiveFree Checking

Easy
flat bonus
$350
no monthly fee

$350 when $1,000+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with MidFirst Bank whether a transfer counts.

America First Credit Union

Savings + Checking

Easy
up to
$350

Receive at least $1,000 in direct deposits within 60 days to earn the additional $200.

Needs a direct deposit. Check with America First Credit Union whether a transfer counts.

Easy
flat bonus
$300

$300 when $1,000+ in direct deposits lands within 65 days.

Needs a direct deposit. Check with UCCU whether a transfer counts.

Florida Credit Union

Checking

Easy
flat bonus
$300

$300 when $500+ in direct deposits lands within 90 days.

Needs a direct deposit. Check with Florida Credit Union whether a transfer counts.

Stoneham Bank

Optimum Checking

Easy
flat bonus
$300
fee can be avoided

$300 when $500+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with Stoneham Bank whether a transfer counts.

Easy
flat bonus
$300

$300 when $1,000+ in direct deposits lands within 100 days. Paid within 45 days.

Needs a direct deposit. Check with PSECU whether a transfer counts.

Easy
flat bonus
$300
no monthly fee

$300 when $500+ in direct deposits lands within 90 days. Paid within 14 days.

Needs a direct deposit. Check with Fifth Third Bank whether a transfer counts.

Inova Federal Credit Union

INOVA FCU Checking

Easy
flat bonus
$250
Ends Nov 30

$250 when $200+ in direct deposits lands within 60 days. Paid within 14 days.

Needs a direct deposit. Check with Inova Federal Credit Union whether a transfer counts.

U$X Federal Credit Union

Checking

Easy
flat bonus
$200
no monthly fee

Start an employer net paycheck direct deposit within 60 days of opening, or deposit at least $400 per month if your employer does not offer direct deposit.

Needs a direct deposit. Check with U$X Federal Credit Union whether a transfer counts.

City National Bank (WV)

City National Bank Checking

Easy
flat bonus
$200

$200 when $200+ in direct deposits lands within 90 days. Paid within 91 days.

Needs a direct deposit. Check with City National Bank (WV) whether a transfer counts.

Lafayette Federal Credit Union

Lafayette Federal Checking

Easy
flat bonus
$200

$200 when $500+ in direct deposits lands within 45 days. Paid within 60 days.

Needs a direct deposit. Check with Lafayette Federal Credit Union whether a transfer counts.

1st Advantage Federal Credit Union

1st Advantage FCU Checking

Easy
flat bonus
$200

Spend $200 or more with the 1st Advantage Debit Mastercard within 60 days of opening.

Needs a direct deposit. Check with 1st Advantage Federal Credit Union whether a transfer counts.

Notre Dame Federal Credit Union

Notre Dame FCU Checking Direct Deposit

Easy
flat bonus
$200

$200 when $1,000+ in direct deposits lands within 30 days.

Needs a direct deposit. Check with Notre Dame Federal Credit Union whether a transfer counts.

The Union Bank Company

Union Rewards Checking

Easy
flat bonus
$200
no monthly fee

$200 when $500+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with The Union Bank Company whether a transfer counts.

Orion Federal Credit Union

Orion Financial Free Checking

Easy
flat bonus
$150
Ends Oct 31

Set up a direct deposit of a paycheck, pension or government benefits within 90 days of opening.

Needs a direct deposit. Check with Orion Federal Credit Union whether a transfer counts.

up to
$950
no monthly fee

Receive at least $3,000 (Access) or $8,000 (Premier) in aggregate qualifying direct deposits within 90 days of opening.

Heads up: needs $10,000 kept in the account.

Medium
up to
$900
fee can be avoided

Receive qualifying direct deposits totaling $500 or more within 90 days of opening for the $300 checking bonus.

Heads up: the $900 tier needs $15,000 kept in the account.

Medium
up to
$600
fee can be avoided

Receive $2,000 or more in qualifying direct deposits into checking within 90 days of opening for $300.

Needs a direct deposit. Check with Hancock Whitney whether a transfer counts.

up to
$600

Receive at least one direct deposit in each monthly analysis cycle.

Needs a direct deposit. Check with Peoples Bank whether a transfer counts.

Associated Bank

Checking

Medium
up to
$600
Ends Nov 30

Recurring direct deposits totaling $500+

Heads up: the $600 tier needs $10,000 kept in the account.

Medium
flat bonus
$600
no monthly fee

Deposit a total of $25,000 within 90 days of opening.

Heads up: needs $25,000 kept in the account.

Santander Bank

Santander Checking

Medium
up to
$500
fee can be avoided
Ends Dec 18

Receive at least one qualifying direct deposit within 90 days

Needs a direct deposit. Check with Santander Bank whether a transfer counts.

Community Credit Union of Florida

Community CU of Florida Checking + Savings

Medium
up to
$500

Start a $1,000+ monthly direct deposit within 60 days and keep it 90 days

Needs a direct deposit. Check with Community Credit Union of Florida whether a transfer counts.

Visions Federal Credit Union

Visions FCU Flex Checking

Medium
up to
$500

Receive 2+ recurring direct deposits totaling the tier amount within 90 days

Needs a direct deposit. Check with Visions Federal Credit Union whether a transfer counts.

Flagstar Bank

Flagstar Checking

Medium
up to
$500
fee can be avoided

Receive direct deposits in each of three consecutive 30-day periods ($500 Ready, $2,500 Elite)

Needs a direct deposit. Check with Flagstar Bank whether a transfer counts.

Camden National Bank

Checking + Savings

Medium
up to
$500
Ends Nov 13

Set up a direct deposit of $500 or more within 60 days of account opening for the $300 checking bonus.

Heads up: the $500 tier needs $10,000 kept in the account.

Medium
up to
$500
fee can be avoided

For the $500 cash bonus, have ACH credits totaling at least $2,000 post within 60 days of opening.

Heads up: the $500 tier needs $10,000 kept in the account.

Park National Bank

VIP Checking

Medium
up to
$500
fee can be avoided
Ends Nov 14

Receive $1,000 or more in direct deposits within 90 days of opening.

Heads up: the $500 tier needs $25,000 kept in the account.

Wings Credit Union

Checking

Medium
up to
$500

Receive recurring qualified payroll direct deposits totaling at least $3,000 within 60 days of opening and keep direct deposit active through payout.

Needs a direct deposit. Check with Wings Credit Union whether a transfer counts.

KCCU (Kellogg Community Credit Union)

KCCU Personal Checking or eChecking

Medium
flat bonus
$500
no monthly fee

$500 when $500+ in direct deposits lands within 60 days. Paid within 60 days.

Needs a direct deposit. Check with KCCU (Kellogg Community Credit Union) whether a transfer counts.

TruStone Financial

Checking

Medium
up to
$500
no monthly fee

Receive direct deposits of at least $1,000, $2,500 or $5,000 within 60 days of opening to earn $200, $300 or $450.

Needs a direct deposit. Check with TruStone Financial whether a transfer counts.

Medium
flat bonus
$500
fee can be avoided

$500 when $2,000+ in direct deposits lands within 120 days. Paid within 14 days.

Needs a direct deposit. Check with Truist whether a transfer counts.

KeyBank

Checking

Medium
up to
$500
no monthly fee
Ends Dec 11

Receive $2,000+ ($300) or $5,000+ ($500) in ACH direct deposits within 90 days

Needs a direct deposit. Check with KeyBank whether a transfer counts.

Republic Bank

Checking

Medium
flat bonus
$400

Receive 3+ ACH direct deposits within 90 days

Needs a direct deposit. Check with Republic Bank whether a transfer counts.

Bankers Trust

Checking

Medium
flat bonus
$400

$400 when $400+ in direct deposits lands within 60 days. Paid within 75 days.

Needs a direct deposit. Check with Bankers Trust whether a transfer counts.

Addition Financial Credit Union

Addition Financial Checking

Medium
up to
$400
fee can be avoided

Receive recurring direct deposits of $1,000 per month (Free or Classic) or $2,000 per month (Benefits) for three consecutive months within the first 90 days.

Needs a direct deposit. Check with Addition Financial Credit Union whether a transfer counts.

iTHINK Financial Credit Union

iTHINK Financial Checking

Medium
up to
$400

Receive at least $1,000 in qualifying direct deposits within 90 days to earn $75.

Heads up: the $350 tier needs $10,000 kept in the account.

Medium
up to
$400
no monthly fee

Receive $5,000+ in direct deposits within 25 days of the first deposit for the full $400

Needs a direct deposit. Check with SoFi whether a transfer counts.

Maspeth Federal Savings

Checking & Savings

Medium
up to
$400
no monthly fee

Receive 3 qualifying direct deposits of more than $300 each, at least one per month

Needs a direct deposit. Check with Maspeth Federal Savings whether a transfer counts.

Medium
flat bonus
$400
no monthly fee
Ends Nov 30

$400 when $300+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with GBC Bank whether a transfer counts.

Medium
up to
$400

Receive qualifying direct deposits within 60 days ($500 for $100, $5,000 with Performance Select for $400)

Needs a direct deposit. Check with PNC whether a transfer counts.

MIDFLORIDA Credit Union

Checking

Medium
up to
$400
no monthly fee

Open a MIDFLORIDA checking account (verify full requirements)

Needs a direct deposit. Check with MIDFLORIDA Credit Union whether a transfer counts.

SECU Maryland

SECU Checking

Not rated
flat bonus
$350
no monthly fee

Open a SECU checking account (verify full requirements)

Needs a direct deposit. Check with SECU Maryland whether a transfer counts.

Middlesex Savings Bank

Freedom Checking

Medium
up to
$350
fee can be avoided

Receive two or more qualifying payroll or government direct deposits of $500 or more each within 90 days of opening.

Needs a direct deposit. Check with Middlesex Savings Bank whether a transfer counts.

Torrington Savings Bank

Journey Checking

Medium
up to
$350
no monthly fee

Make at least 2 direct deposits totaling $500 or more within the first four statement cycles to earn $250.

Needs a direct deposit. Check with Torrington Savings Bank whether a transfer counts.

Bank of Hawaii

Savings

Medium
up to
$300

Deposit new money within 30 days of opening

Heads up: the $150 tier needs $10,000 kept in the account.

Medium
flat bonus
$300

$300 when $1,000+ in direct deposits lands within 90 days. Paid within 14 days.

Needs a direct deposit. Check with WSECU whether a transfer counts.

Medium
up to
$300

Set up $1,000+ monthly direct deposits via the online Direct Deposit tool for 3 months

Needs a direct deposit. Check with Beacon Bank whether a transfer counts.

Credit Human

Checking

Medium
flat bonus
$300

$300 when $1,000+ in direct deposits lands within 90 days. Paid within 90 days.

Needs a direct deposit. Check with Credit Human whether a transfer counts.

Financial Plus Credit Union

Checking

Medium
up to
$300

Receive monthly direct deposits of $1,000 or more (or $500 or more for the $150 tier) for two consecutive months.

Needs a direct deposit. Check with Financial Plus Credit Union whether a transfer counts.

SAFE Credit Union

Checking

Medium
flat bonus
$300
Ends Nov 30

$300 when $1,000+ in direct deposits lands within 90 days. Paid within 30 days.

Needs a direct deposit. Check with SAFE Credit Union whether a transfer counts.

Carolina Trust Federal Credit Union

Carolina Trust FCU Rewards+ Checking

Medium
flat bonus
$300
fee can be avoided

$300 when $1,000+ in direct deposits lands within 90 days. Paid within 30 days.

Needs a direct deposit. Check with Carolina Trust Federal Credit Union whether a transfer counts.

Topline Financial Credit Union

Totally Free Checking

Medium
flat bonus
$300
no monthly fee

$300 when $1,000+ in direct deposits lands within 180 days. Paid within 28 days.

Needs a direct deposit. Check with Topline Financial Credit Union whether a transfer counts.

Broadway Bank

Free Checking

Medium
flat bonus
$300
no monthly fee

$300 when $2,000+ in direct deposits lands within 90 days. Paid within 30 days.

Needs a direct deposit. Check with Broadway Bank whether a transfer counts.

Neighborhood Credit Union

Checking

Medium
flat bonus
$300

$300 when $2,000+ in direct deposits lands within 90 days. Paid within 120 days.

Needs a direct deposit. Check with Neighborhood Credit Union whether a transfer counts.

Bank of Hawaii

Checking

Medium
up to
$300
fee can be avoided

Open a new Convenience or Bankohana Level I Checking account with an opening deposit of at least $500.

Needs a direct deposit. Check with Bank of Hawaii whether a transfer counts.

TD Bank

Checking

Medium
up to
$300
Ends Nov 30

Receive qualifying payroll/pension/government direct deposits of $250+ each

Needs a real paycheck, pension or benefits deposit of $500+.

Empire State Bank

Free Personal Checking

Medium
flat bonus
$250
no monthly fee

$250 when $2,500+ in direct deposits lands within 90 days. Paid within 90 days.

Needs a direct deposit. Check with Empire State Bank whether a transfer counts.

Horizon Bank

Everyday Checking

Medium
flat bonus
$250
no monthly fee
Ends Oct 31

$250 when $250+ in direct deposits lands within 90 days. Paid within 30 days.

Needs a direct deposit. Check with Horizon Bank whether a transfer counts.

Columbia Bank (WA/OR/CA)

Columbia Bank Personal Checking

Medium
flat bonus
$250

$250 when $3,000+ in direct deposits lands within 90 days. Paid within 45 days.

Needs a direct deposit. Check with Columbia Bank (WA/OR/CA) whether a transfer counts.

Gesa Credit Union

Smart Checking

Medium
flat bonus
$250
fee can be avoided

$250 when $250+ in direct deposits lands within 75 days. Paid within 60 days.

Needs a direct deposit. Check with Gesa Credit Union whether a transfer counts.

REV Federal Credit Union

Premier or Bulldog Checking

Medium
flat bonus
$250
fee can be avoided

$250 when $500+ in direct deposits lands within 60 days. Paid within 180 days.

Needs a direct deposit. Check with REV Federal Credit Union whether a transfer counts.

Campus Federal Credit Union

Lagniappe Lite Checking

Medium
flat bonus
$225
fee can be avoided

$225 when $500+ in direct deposits lands within 120 days. Paid within 42 days.

Needs a direct deposit. Check with Campus Federal Credit Union whether a transfer counts.

flat bonus
$200
no monthly fee

$200 when $500+ in direct deposits lands within 120 days. Paid within 150 days.

Needs a direct deposit. Check with CIBC US whether a transfer counts.

Landings Credit Union

Checking

Medium
flat bonus
$200
no monthly fee

$200 when $500+ in direct deposits lands within 60 days.

Needs a direct deposit. Check with Landings Credit Union whether a transfer counts.

Credit Union One

Cash Back Checking

Medium
flat bonus
$200
fee can be avoided

Set up and receive a direct deposit into the new account (per DoC, amount not stated on the bank page).

Needs a direct deposit. Check with Credit Union One whether a transfer counts.

Medium
flat bonus
$200
Ends Nov 30

Deposit $10,000+ within 20 days of opening and keep it for 90 more days

Heads up: needs $10,000 kept in the account.

Hard
up to
$3,000
Ends Nov 15

Receive $1,000+ in direct deposits to checking each month

Heads up: the $600 tier needs $15,000 kept in the account.

up to
$3,000
fee can be avoided

Deposit $100,000+ (or $250,000+ for top tier)

Heads up: the $1,000 tier needs $50,000 kept in the account.

Hard
up to
$1,500
no monthly fee

Deposit $20,000–$100,000 in new money (tier-dependent)

Heads up: the $300 tier needs $20,000 kept in the account.

Hard
up to
$1,500

Deposit new-to-Citi funds; tier determines bonus up to $2,000

Heads up: the $500 tier needs $30,000 kept in the account.

Commerce Bank

Personal Checking

Hard
flat bonus
$1,000
no monthly fee
Ends Oct 27

$1,000 when $10,000+ in direct deposits lands within 97 days. Paid within 28 days.

Needs a direct deposit. Check with Commerce Bank whether a transfer counts.

up to
$800
fee can be avoided
Ends Nov 30

For checking, receive $2,500 ($250 bonus) or $5,000 ($400 bonus) in direct deposits within 60 days.

Heads up: the $400 tier needs $25,000 kept in the account.

Hard
up to
$800
no monthly fee

Deposit and hold $20,000+ for 60 days

Heads up: the $400 tier needs $20,000 kept in the account.

Hard
up to
$600
no monthly fee
Ends Nov 30

Make 10 debit card purchases of $20 or more to different payees each statement cycle.

Needs a direct deposit. Check with ACNB Bank whether a transfer counts.

Verve, A Credit Union

Checking

Hard
up to
$600

Receive qualifying ACH direct deposits totaling at least $1,000 within the first two full calendar months for the $200 opening bonus.

Heads up: the $400 tier needs $10,000 kept in the account.

Hard
up to
$600
no monthly fee
Ends Dec 15

Receive $1,000+ in qualifying direct deposits each month for up to 6 months ($100 per qualifying month)

Needs a direct deposit. Check with BMO whether a transfer counts.

Old National Bank

Checking

Hard
up to
$600
Ends Oct 30

3+ qualifying direct deposits totaling $3,500 ($300) or $12,000 ($600)

Needs a direct deposit. Check with Old National Bank whether a transfer counts.

Stanford Federal Credit Union

Stanford FCU Checking

Hard
flat bonus
$500

$500 when $2,500+ in direct deposits lands within 120 days. Paid within 5 days.

Needs a direct deposit. Check with Stanford Federal Credit Union whether a transfer counts.

Bank of America

Checking

Hard
up to
$500

Receive qualifying direct deposits totaling $2,000–$10,000 (tier-dependent)

Needs a direct deposit. Check with Bank of America whether a transfer counts.

Hard
up to
$450
no monthly fee
Ends Nov 10

Receive qualifying direct deposits; total direct deposits determine the tier, ranging from $2,000 up to $8,000 for the maximum $450 bonus.

Needs a direct deposit. Check with U.S. Bank whether a transfer counts.

up to
$400
fee can be avoided

Make at least four qualifying direct deposits of $1,500 each (Everyday) or $2,500 each (Rewards) within 180 days of opening.

Needs a direct deposit. Check with Unity Bank whether a transfer counts.

Hard
flat bonus
$300
no monthly fee

$300 when $2,500+ in direct deposits lands within 180 days.

Heads up: needs $10,000 kept in the account.

American Express

Rewards Checking

Hard
flat bonus
$300
no monthly fee

$300 when $7,500+ in direct deposits lands within 90 days. Paid within 84 days.

Needs a direct deposit. Check with American Express whether a transfer counts.

Sidney Federal Credit Union

Sidney FCU Boost Checking

Hard
flat bonus
$250
no monthly fee
Ends Oct 31

$250 when $2,500+ in direct deposits lands within 60 days. Paid within 30 days.

Needs a direct deposit. Check with Sidney Federal Credit Union whether a transfer counts.

TBK Bank

AIM Checking

Hard
flat bonus
$200
fee can be avoided

$200 when $12,000+ in direct deposits lands within 120 days. Paid within 121 days.

Needs a direct deposit. Check with TBK Bank whether a transfer counts.